When do I have to repay my HELP debt?

You have to start repaying your HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year. The compulsory repayment threshold is outlined below for the previous and current financial year periods:

2015-2016 income year is $54,126 

2016-2017 income year is $54,869.

2017-2018 income year is $55,874

2018-2019 income year is $51,957